Build. Grow. Protect.

The Wealth Strategy Hiding in Life Insurance

Most people think life insurance is just for death benefits — but Indexed Universal Life (IUL) flips the script.

Learn how this powerful strategy can grow your money tax-free, provide flexible access to cash, and build a legacy your family will thank you for

100% Growth.

0% Market Risk.

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Grow Without Market Risk

Your cash value grows based on market performance—but never loses value when the market drops. It’s the upside without the rollercoaster.

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Access Cash, Tax-Free

Need funds for retirement, college, or a new opportunity? Instantly borrow against your policy with no taxes, penalties, or waiting.

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Protect What Matters Most

Enjoy lifetime life insurance coverage and leave a lasting, tax-free financial legacy your family can truly count on—no matter what.

Make Every Dollar Work Smarter

With an Indexed Universal Life (IUL) policy, your money grows in a secure environment—tied to market performance, but shielded from losses. Best of all, your gains grow tax-deferred and can be accessed tax-free.

Lock In Benefits for Life

One smart move now can support you for a lifetime. IUL offers permanent life insurance coverage and a cash value you can use anytime—for retirement, emergencies, education, or opportunity.

The Hidden Power Behind Every IUL Policy

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Tax-Free Retirement Income

Supplement your retirement with income that doesn’t get taxed—helping you keep more of what you’ve earned and enjoy your golden years with peace of mind.

Debt-Free College Planning

Give your child the gift of education without the burden of student loans. Use your IUL to fund tuition, books, and expenses—without dipping into emergency savings.

Built-In Living Benefits

If you face a critical, chronic, or terminal illness, you can access a portion of your policy’s death benefit while still alive—providing relief when it’s needed most.

Inflation-Resistant Growth

Unlike traditional savings tools, your IUL grows alongside market trends (with zero downside risk), helping your money keep its value over time—even as costs rise.

No Contribution Limits

Grow your wealth beyond the limits of IRAs and 401(k)s. With IUL, there are no income restrictions or annual caps on how much you can contribute or benefit from.

Pass on More, Taxed Less

Leave behind a tax-free legacy that skips probate, avoids delays, and helps your loved ones move forward financially—just as you intended.

Real People. Real Results.

Hear how Indexed Universal Life (IUL) is changing lives—one smart decision at a time. From retirement planning to college funding, these clients found the flexibility and protection they needed.

Michelle R.

Nurse & Mom of 2

"I never thought life insurance could double as a retirement plan. With my IUL, I’m growing money safely and won’t have to worry about taxes later. It’s the smartest financial move I’ve ever made."

Jason L.

Small Business Owner

"Thanks to my IUL, I was able to help pay for my son’s college without touching our savings or taking out loans. And I still have life protection in place—it's a win-win."

Angela M.

First-Gen Investor

"I love the peace of mind my IUL gives me. Market drops don’t scare me anymore. I’m building wealth, protecting my family, and finally feel in control of my future."

Ready to Take Control of Your Financial Future?

Let’s explore your options and create a custom plan that fits your goals.

Contact Us

877-235-3717

Pittsburgh, PA

This website is owned and operated by HaZel Insurance Group, the legally registered business entity.